Life Cover Cheaper for Younger Adults
Recent analysis shows that younger adults are benefitting from cheaper life insurance.
In 2025, the average monthly life insurance premium for 18- to 24-year-olds was only £12 a month, while customers over the age of 55 were paying an average of £48. Over the last five years, the cost of insurance for the younger generation has fallen by 5%, however it has risen by 38% for over-55s. The research also indicates that more younger adults are taking the opportunity to combine life cover with critical illness, with 11% opting for this since 2020. Meanwhile, only 2% of over-55s have added critical illness cover to their protection policy.
Whatever your age, we can help source life cover that is right for you.
As with all insurance policies, conditions and exclusions will apply.
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Important: Your home may be repossessed if you do not keep up repayments on your mortgage.
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